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Funeral expenses. Having made a Will, you may want to be aware of some of the issues about preparing ahead in the event of someone’s death in Spain. In Spain, it’s the law that the funeral must take place within 72 hours of death and more generally the day after death. Where there is cold storage available, this limit doesn’t apply. If you have Life Insurance and depend on this alone for funeral costs, there could be a delay in paying out and funeral directors expect the money up-front. If it is a policy taken out in UK, you may encounter bureaucratic delays over the translation of documents. Funeral insurance is very common in Spain. The earlier you take it out, the cheaper it is. Some will offer only a pre-paid funeral if you are 65 or over. If you want to familiarize yourself with the subject, have a look at www.expatica.com , click on “Survival” in the left hand menu, click on “Relocation” and the list of topics appears. Go to “the Spanish way of dying”. A British company mentioned in that article offers insurance that covers Spain, France and UK to meet the wishes of those people who live in Spain but would want to be buried/cremated in another country. Also, you may be interested to know more about funeral insurance with Spanish companies. Visit www.convenium.com/225.asp. Well established companies are listed, what they cover etc. Information is in English. One company has an office in Chiclana.
January 2006. |
